SGProperty advisory · Licensed with Huttons Asia
(

Buy with an edge.
Numbers first.

)

Honest reads on the Singapore market for upgraders, investors and freehold-first buyers. Two agents, real numbers, no listings dump.

Your buyer brief
3-bed, near a good primary school
Meet & planZoom or in person
Done
Your numbersLoan, CPF, cash
Done
ShortlistWe take our time
In progress
ViewingsWe come along
NegotiateOffer & OTP
Loan & legalNothing slips
KeysOne of us with you at every stage
Freehold-firstNumbers before viewingsBuilt for the long holdA second opinionTwo agents, one planNo listings dumpFreehold-firstNumbers before viewingsBuilt for the long holdA second opinionTwo agents, one planNo listings dump
The process

From first meeting to keys

It starts with a proper sit-down to plan your strategy. After that, one of us is with you at every stage.

01
Meet & plan
Zoom or in person
02
Your numbers
Loan, CPF, cash
03
Shortlist
We take our time
04
Viewings
We come along
05
Negotiate
Offer & OTP
06
Loan & legal
Nothing slips
07
Keys
Welcome home
How it works

How to work with us

On Zoom or in person. We go through your goals, timeline and family plans, then map out a strategy together before anything else.

We work out your loan, CPF, cash and stamp duty, so you know your real budget before you view anything.

We don't rush this part. We dig through transactions, supply and layouts, and come back with a short list worth your weekend, with the reasons why.

We plan the viewings and come along, so you're comparing like for like.

Offer, OTP, loan and lawyer timelines, handled so nothing slips.

WhatsApp
Hi, we're looking at a 3-bed near a good primary school, around $2.5M.
Freehold would be a bonus!
Cleris
Love that! Let's set up a quick Zoom first to plan it properly.
Are weekday evenings ok?
The collective

Meet your team

Two co-founders, licensed with Huttons Asia. One runs the numbers, one reads the market.

Cleris Teo
Financing & strategy
Cleris Teo
Upgraders & first-time private buyers
Financing, CPF and timing
Gets the numbers right before you fall in love with a unit
Just Jude
Research & analysis
Just Jude
Market research & development analysis
Digs into transactions, supply and land
Tells you what you're actually paying for
Why Freehold Collective

More than listings.
A second opinion.

01
Freehold-first
Land that stays yours, not a lease quietly counting down. We'll still tell you when a leasehold is the better buy.
02
Built for the long hold
Today's price is half the story. We look at resale strength, supply nearby and scarcity.
03
Numbers before viewings
You know what you can afford, and what it costs to get in, before you spend a weekend viewing.
04
A monthly market read
One short journal a month on what moved prices and which launches are worth a look.
05
Free calculators
The same mortgage, stamp duty and scorecard tools we use with our own clients.
Market news

What moved this month

Updated 5 Oct 2026
Insights

Worth reading before you buy

All articles
The Monthly Journal

One short read a month on where the market is going.

What actually moved prices, new launches worth a look (and ones to skip), and one freehold development we're watching.

First issue lands end October, once the full Q3 numbers are out on 23 Oct.

Free tools

Run your own numbers

Free to use. Not sure which one you need? Just message us.

Free · 10 minutes

Get your buyer's guide

A free call before you start viewing. You'll know what you can afford, which areas fit, and your next step.

Prefer to message?
Leave a WhatsApp number or email so we can reply.
FAQs

Good questions

The two co-founders of Freehold Collective, licensed with Huttons Asia. Cleris looks after financing and timing. Jude leads the market research.

A quick call before you start viewing. You walk away knowing what you can afford, which areas and projects fit, and whether to buy now, wait or sell first.

Yes. The call, the calculators and the monthly journal are all free.

Yes. Pick "Sell" in the form or message either of us, and we'll plan the sale around your next purchase.

One of us replies within a day, usually on WhatsApp, to set up a first meeting on Zoom or in person.

Own the land.
Keep the edge.